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Launch Operation Overhaul.
Rebuild the Consumer Financial Protection Bureau’s Office of Fair Lending and Equal Opportunity.
Honor the Fair Housing Act: Reinstate the Affirmatively Furthering Fair Housing Rule.
Honor the Fair Housing Act: Protect the Small Area Fair Market Rent Rule
Honor the Fair Housing Act: Protect the Discriminatory Effects Doctrine, which addresses policies that unnecessarily cause systemic inequality in housing, regardless of whether they were adopted with discriminatory intent.
Enforce existing laws to end redlining and housing and lending discrimination once and for all.
Put an end to unfair property assessments, which cause widespread over-taxation of the homes of minorities.
Expand the protected classes to protect people against discrimination based on sexual orientation, gender identity and marital status.
Continue to go after tech companies that restrict access to housing ads based on characteristics like race, religion, or national origin.
Stop predatory land contract practices. Demand that all contracts for deed be appropriately recorded.
Champion and protect an independent Consumer Financial Protection Bureau. Protect its Office of Fair Lending and Equal Opportunity.
Reinstitute strict restrictions on payday lenders. Balance the interests of borrowers and lenders to ensure fair access to beneficial credit.
As payday lending gains restrictions, watch the “consumer installment loan” market closely for potential predatory lending.
Ban fixed fee overdraft programs. Banks can instead charge reasonable interest rates as they do for any small loan.
Strictly and consistently enforce high standards and accountability for credit rating agencies and NRSROs.
Require that debt-buying companies provide proof that they own a debt before they can sue a debtor.
Stop debt collectors from harassing consumers and collecting on “zombie” debts.
Do everything possible to protect unscorable and credit invisible consumers.
Demand that credit-scoring mechanisms be fair to protect consumers from abusive and harmful lending practices.
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